Déchiffrer 2027

FREN

Housing, Gabriel Attal

Home ownership: Allow more HLM tenants to buy their home

Direction of change: increase, compared with current law.

The lever. Help with buying a home: zero-interest loan, notary fees and transfer duties, access to credit. Direction rule: ↑ more help for home ownership.

Words reported by Site de campagne, débat de la REF (Medef): Il veut également faciliter l’accession à la propriété, notamment en permettant davantage aux locataires du parc social d’acheter leur logement pour devenir propriétaires.1

Translation by the editorsHe also wants to make home ownership easier, in particular by allowing more social housing tenants to buy their home and become owners.

Words of Gabriel Attal reported by Site de campagne, débat de la REF (Medef), 27 August 2026. Position taken from public statements, not from a written programme.

Encoding

No cost-schedule parameter for this position: see the costing for the reason.

Costing

Announced by the candidate

not announced

The cited source does not cost this measure.

Published costings

none

No external costing of this position recorded to date.

Our calculation

lever that cannot be costed

Lever with no coefficient in the cost schedule: the position is compared, not costed.

Current law, sources and limits of the cost schedule

Current law. Zero-interest loan (prêt à taux zéro) extended to the whole country for new housing (LFI 2025, temporary). Exemption from gift duties for the purchase of a main residence (LFI 2025).

Horizon. full year 2032, €bn/year

Limits. Lever that can be costed, but the cost of the « prêt à taux zéro » (zero-interest loan) tax credit (Voies et moyens, volume II, PLF 2026) is not recorded here: no coefficient or option (cost of the PTZ, of an additional generation of loans or of an extension to existing homes).

  • AN, rapport spécial PLF 2026, Logement, 2025-10: « Le crédit d'impôt « Prêt à taux zéro », en revanche, va voir son incidence budgétaire croître, en lien avec son extension à tout le territoire pour les logements neufs et le logement collectif en LFI 2025. »

How to read these amounts. These are static costs and revenues, with no feedback effect, over a full year: nothing on growth, employment or the revenue that economic activity would gain or lose. A higher net cost does not on its own make a worse policy, nor net savings a better one: each programme rests on an economic model (demand-led stimulus, lower compulsory levies, consolidation of the public accounts…) that the cost schedule does not settle. GDP itself measures a volume of activity, not well-being or the usefulness of what is produced. Economic models and feedback effects.

  1. Site de campagne, débat de la REF (Medef), 27 August 2026. Words of Gabriel Attal reported by this outlet: the text quoted is the article’s, not their exact words. Position taken from public statements, not from a written programme. Read the source (Site de campagne, débat de la REF (Medef)).

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