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Pension amounts, Marine Tondelier

Survivors' pensions: Unify survivor's pensions and family rights across all pension funds

Direction of change: change of another kind, or uncertain direction, compared with current law.

The lever. Share of a deceased spouse's pension paid to the survivor: conditions of marriage, means, age, harmonisation across schemes. Direction rule: ↑ more generous survivors' pensions or open to more spouses.

« Unifier les droits familiaux et conjugaux des différentes caisses de retraites publiques et privées (pensions de réversion, majorations de pensions et de durées d’assurances) pour améliorer la retraite des femmes. »1

Translation by the editorsUnify the family and spousal rights of the various public and private pension funds (survivors' pensions, pension supplements and increases in contribution periods) to improve women's pensions.

Encoding

No cost-schedule parameter for this position: see the costing for the reason.

Costing

Announced by the candidate

not announced

The programme does not cost this measure.

Published costings

none

No external costing of this position recorded to date.

Our calculation

not costed

Unification of family and spousal pension rights across schemes, with no common rule or level: the cost depends on the parameters chosen, and harmonisation can be done at zero cost.

Current law, sources and limits of the cost schedule

Current law. Rules differ between schemes. General scheme: 54% of the deceased's basic pension, from age 55, subject to a means ceiling (€25,001.60 per year for a single person, €40,002.56 for a couple, service-public page checked on 1 January 2026). Civil service: 50% of the basic pension. Agirc-Arrco: its own rules, not read here. In 2025, €39bn of derived-right pensions (1.3% of GDP) for 4.4 million beneficiaries (2022), 88% of them women.

Horizon. €bn per year, 2025 base. For 2032, to be uprated like total pensions (stable as a share of GDP according to the COR (pensions advisory council)).

Limits. No official costing read for a specific option: harmonisation across schemes, abolition of the means-test ceiling in the general scheme, single rate. The unit cost schedule, 1% of the total, serves only to translate an option once its scope has been estimated. Harmonisation can be designed at zero cost, with winners and losers. The effects are concentrated on women: survivor's pensions account for 19.3% of their average total pension in 2024 (COR).

How to read these amounts. These are static costs and revenues, with no feedback effect, over a full year: nothing on growth, employment or the revenue that economic activity would gain or lose. A higher net cost does not on its own make a worse policy, nor net savings a better one: each programme rests on an economic model (demand-led stimulus, lower compulsory levies, consolidation of the public accounts…) that the cost schedule does not settle. GDP itself measures a volume of activity, not well-being or the usefulness of what is produced. Economic models and feedback effects.

This lever in the method · Costing for Marine Tondelier

  1. Pour une prospérité écologique, programme des Écologistes, p. 117. Open the document at this page.

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