Housing, Nicolas Dupont-Aignan
Personal housing benefits (APL): Keep APL and index it to inflation, restore APL for home buyers
Direction of change: increase, compared with current law.
The lever. Benefits paid to tenants and to some home buyers to pay for their housing: amount, calculation, eligible groups. Direction rule: ↑ higher benefits.
« Réintroduire l’Aide Personnalisée au Logement (APL) « Accession » en se fondant sur les critères de revenus afin de faciliter l’accès à la propriété pour tous et sur tout le territoire. […] Maintenir et indexer sur l’inflation le niveau des aides personnalisées au logement (APL), réduites par Emmanuel Macron. »1Translation by the editorsReintroduce the “Accession” Aide Personnalisée au Logement (APL), the home-ownership housing benefit, based on income criteria in order to make home ownership easier for all and throughout the country. […] Maintain and index to inflation the level of personalised housing benefits (APL), reduced by Emmanuel Macron.
Encoding
Position linked to an option of the cost schedule, with no parameter to set: see the costing.
Costing
Announced by the candidate
not announced
The programme does not cost this measure.
Published costings
none
No external costing of this position recorded to date.
Our calculation
−€0.05bn
per year for the public accounts, new spending.
The calculation
- Reinstatement of APL for home buyers (APL accession) in metropolitan France: Option costed by the source: a cost of €0.05bn per year.
Assumption by the editors. Partial costing. The Senate figure (2019) is the cost of one generation of home buyers, read here as an annual cost. Maintaining and indexing APL corresponds to current law, apart from the 2026 freeze, whose saving (€108m) covers only one quarter.
Current law, sources and limits of the cost schedule
Current law. Programme 109: €16.1bn in the PLF 2026 (€16.7bn in 2025). Scale frozen in 2026 (« année blanche »), for a saving of €108m. APL abolished for non-EU students who are not grant holders as of 1 July 2026, for a saving of €200m in a full year.
Horizon. full year 2032, €bn/year
Limits. Option reserve-francais (decision of 18 October 2026, same rule for all candidates who reserve a benefit for French nationals), on personal housing aid spending in 2025 (€16.7bn, PLF 2027) minus the APL (housing benefit) for students from outside the EU who do not hold means-tested grants, already abolished (€0.2bn), i.e. €16.5bn: lower bound, share of foreigners in the population (9.1% in 2025, Insee), €1.50bn; upper bound and central value, share of spending paid to non-EU households (16.4%, 2023 ministerial answer to written question no. 5530, with no reference date, end of 2022 according to other sources), €2.71bn. Nationals of the European Union are not included in this share: for a measure targeting all foreigners, the upper bound remains a minimum. Legal compliance not assessed (principle of equality, European Union law), as elsewhere in the cost schedule. Static calculation: 1% of €16.1bn. Restoring APL for students from outside the EU who do not hold means-tested grants costs €0.2bn in a full year (Senate): dedicated option. Cost schedule coefficient calculated by the editors. The saving from the freeze (€108m) relates to an October uprating, hence to one quarter in 2026: it is not comparable with a full-year cost. APL for home ownership (APL accession): €50m according to the Senate (2019), which does not specify the year of the costing; aid paid over the life of the loan accumulates from one generation of buyers to the next, so the steady-state cost is probably higher. Not updated.
- AN, rapport spécial PLF 2026, Logement et hébergement d'urgence, 2025-10: « Programme 109 16 713,3 16 126,1 – 3,51 % ; les APL seront gelés en 2026 au titre de l'année blanche, permettant une économie de 108 millions d'euros »
- Sénat, avis PLF 2026 Logement, 2025-11: « 100 millions d'euros en 2026 et 200 millions d'euros en année pleine [APL étudiants extracommunautaires] »
- Insee, Population immigrée et étrangère en 2025, tableau (paru le 4 juin 2026), 2026-06-04: « 2025 (p) : Ensemble des étrangers 6 297 9,1 ; Population totale 68 852 100,0 (milliers, %) »
- Insee, L'essentiel sur… les immigrés et les étrangers (paru le 25 juin 2026), 2026-06-25: « La population étrangère vivant en France s'élève à 6,3 millions de personnes, soit 9,1 % de la population totale. »
- Assemblée nationale, question écrite n° 5530 (C. Sitzenstuhl), réponse publiée au JO le 11 avril 2023, 2023-04-11: « Les ménages extra-communautaires représentent 14,8 % des bénéficiaires des APL, soit 859 554 ménages (dont 413 674 personnes isolées, 83 871 couples et 362 009 ménages avec enfants) et 16,4 % des dépenses relatives aux APL, soit 2,4 Md€. »
- PLF 2027, Évaluations préalables des articles, article 74, 2026-10: « Les dépenses relatives aux aides personnelles au logement ont représenté 16,7 milliards d’euros en 2025 (et dépasseraient 17 milliards d’euros en 2027). »
- Sénat, avis sur le PLF 2020, Cohésion des territoires (logement), synthèse, 2019-11: « Il est regrettable que le Gouvernement n’ait pas fait de même en métropole car il s’agit d’un dispositif au coût modéré (50 millions d’euros) qui facilite l’accession sociale à la propriété alors que les bailleurs sont poussés à vendre des HLM. »
How to read these amounts. These are static costs and revenues, with no feedback effect, over a full year: nothing on growth, employment or the revenue that economic activity would gain or lose. A higher net cost does not on its own make a worse policy, nor net savings a better one: each programme rests on an economic model (demand-led stimulus, lower compulsory levies, consolidation of the public accounts…) that the cost schedule does not settle. GDP itself measures a volume of activity, not well-being or the usefulness of what is produced. Economic models and feedback effects.
This lever in the method · Costing for Nicolas Dupont-Aignan
- Debout la France, Notre projet : Logement (brochure 2026-09-30). Read the programme page.
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