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Housing, Marine Le Pen

Personal housing benefits (APL): APL reserved for French nationals (national priority)

Direction of change: decrease, compared with current law.

The lever. Benefits paid to tenants and to some home buyers to pay for their housing: amount, calculation, eligible groups. Direction rule: ↑ higher benefits.

« Nous devons donner la priorité d'accès au logement social aux Français. Et nous devons leur réserver le bénéfice des APL, les aides personnelles au logement. »1

Translation by the editorsWe must give French people priority access to social housing. And we must reserve for them entitlement to APL, the personal housing benefits.

Words of Marine Le Pen, Chaîne YouTube officielle de Marine Le Pen, discours de rentrée à Hénin-Beaumont (vidéo, transcription de la rédaction), 13 September 2026. Position taken from public statements, not from a written programme.

No programme released. Positions taken from public statements, words of associates or documents of the candidate’s party, each dated and sourced; last recorded on 18 October 2026.

Encoding

Position linked to an option of the cost schedule, with no parameter to set: see the costing.

Costing

Announced by the candidate

not announced

The cited source does not cost this measure.

Published costings

none

No external costing of this position recorded to date.

Our calculation

+€2.7bn

per year for the public accounts, saving, range +€1.5bn to +€2.7bn.

The calculation

  • Personal housing benefits reserved for households of French nationality: Option costed by the source: a gain of €2.71bn (1.5 to 2.71) per year.

Assumption by the editors. Reading adopted: personal housing aid paid only to households whose recipient is of French nationality. Rule common to the candidates who reserve a benefit for French nationals (decision of 18 October 2026), on €16.5bn of housing aid (2025, excluding APL for non-EU students who do not hold means-tested grants, already abolished): lower bound, share of foreigners in the population (9.1% in 2025, Insee), €1.5bn; upper bound and central value, share of spending paid to non-EU households (16.4%, ministerial answer of 2023), €2.7bn, which does not count European Union nationals. Legal compliance not assessed (principle of equality, European Union law, bilateral social security agreements), as elsewhere in the cost schedule. Central value at the upper bound, and not at the lower bound as for family allowances: for APL (housing benefit), the share of spending paid to foreign households is published (16.4%, ministerial answer of 2023), a direct measure of the quantity costed, and it is a minimum for a measure that targets all foreigners (Union nationals excluded); for family allowances, no share is published (upper bound pending from the Cnaf), and the range comes down to the lower bound. The possible retention of households in which one member is French, not measured, would work in the opposite direction. Same rule for both candidates.

Coefficient calculated by the editors from AN, rapport spécial PLF 2026, Logement et hébergement d'urgence: the position is marked as an assumption by the editors.

Current law, sources and limits of the cost schedule

Current law. Programme 109: €16.1bn in the PLF 2026 (€16.7bn in 2025). Scale frozen in 2026 (« année blanche »), for a saving of €108m. APL abolished for non-EU students who are not grant holders as of 1 July 2026, for a saving of €200m in a full year.

Horizon. full year 2032, €bn/year

Limits. Option reserve-francais (decision of 18 October 2026, same rule for all candidates who reserve a benefit for French nationals), on personal housing aid spending in 2025 (€16.7bn, PLF 2027) minus the APL (housing benefit) for students from outside the EU who do not hold means-tested grants, already abolished (€0.2bn), i.e. €16.5bn: lower bound, share of foreigners in the population (9.1% in 2025, Insee), €1.50bn; upper bound and central value, share of spending paid to non-EU households (16.4%, 2023 ministerial answer to written question no. 5530, with no reference date, end of 2022 according to other sources), €2.71bn. Nationals of the European Union are not included in this share: for a measure targeting all foreigners, the upper bound remains a minimum. Legal compliance not assessed (principle of equality, European Union law), as elsewhere in the cost schedule. Static calculation: 1% of €16.1bn. Restoring APL for students from outside the EU who do not hold means-tested grants costs €0.2bn in a full year (Senate): dedicated option. Cost schedule coefficient calculated by the editors. The saving from the freeze (€108m) relates to an October uprating, hence to one quarter in 2026: it is not comparable with a full-year cost. APL for home ownership (APL accession): €50m according to the Senate (2019), which does not specify the year of the costing; aid paid over the life of the loan accumulates from one generation of buyers to the next, so the steady-state cost is probably higher. Not updated.

How to read these amounts. These are static costs and revenues, with no feedback effect, over a full year: nothing on growth, employment or the revenue that economic activity would gain or lose. A higher net cost does not on its own make a worse policy, nor net savings a better one: each programme rests on an economic model (demand-led stimulus, lower compulsory levies, consolidation of the public accounts…) that the cost schedule does not settle. GDP itself measures a volume of activity, not well-being or the usefulness of what is produced. Economic models and feedback effects.

This lever in the method · Costing for Marine Le Pen

  1. Chaîne YouTube officielle de Marine Le Pen, discours de rentrée à Hénin-Beaumont (vidéo, transcription de la rédaction), 13 September 2026. Words of Marine Le Pen. Position taken from public statements, not from a written programme. Read the source (Chaîne YouTube officielle de Marine Le Pen, discours de rentrée à Hénin-Beaumont (vidéo, transcription de la rédaction)).

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